- Between buying gifts, traveling, entertaining and everything else that goes into making the holidays happy, lots of people got into debt. New research shows 35% of Americans racked up holiday debt in 2022, with the average amount of $1,549. So how do you dig yourself out? Here are some tips!
 - Pay off a set amount of debt in three to five months
 - Work on boosting your credit score
 - Apply for a 0% interest balance transfer credit card
 - Ask your credit card company for a lower rate
 - Consolidate debt with a personal loan
 
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